/* ==========================================================================
   Bharat Life Insurance - Main Stylesheet
   Corporate Color Scheme: Premium Blue, Crisp White & Golden Accents
   ========================================================================== */

:root {
  /* Primary Corporate Blue Palette */
  --primary-navy: #0A2540;
  --primary-blue: #1E3A8A;
  --primary-light: #2563EB;
  --primary-soft: #EFF6FF;

  /* Golden Accent Palette */
  --gold-primary: #F59E0B;
  --gold-hover: #D97706;
  --gold-light: #FEF3C7;
  --gold-glow: rgba(245, 158, 11, 0.25);
  --gold-gradient: linear-gradient(135deg, #FBBF24 0%, #F59E0B 50%, #D97706 100%);
  --blue-gradient: linear-gradient(135deg, #0A2540 0%, #1E3A8A 60%, #1D4ED8 100%);

  /* Neutrals */
  --text-primary: #0F172A;
  --text-secondary: #334155;
  --text-muted: #64748B;
  --text-light: #94A3B8;
  --bg-white: #FFFFFF;
  --bg-offwhite: #F8FAFC;
  --bg-slate: #F1F5F9;
  --border-light: #E2E8F0;
  --border-card: rgba(226, 232, 240, 0.8);

  /* Functional Colors */
  --success: #10B981;
  --success-bg: #ECFDF5;
  --warning: #F59E0B;
  --danger: #EF4444;

  /* Shadows */
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(10, 37, 64, 0.08), 0 2px 4px -2px rgba(10, 37, 64, 0.05);
  --shadow-lg: 0 10px 25px -3px rgba(10, 37, 64, 0.12), 0 4px 10px -4px rgba(10, 37, 64, 0.08);
  --shadow-hover: 0 20px 30px -5px rgba(10, 37, 64, 0.16), 0 8px 15px -6px rgba(10, 37, 64, 0.1);
  --shadow-gold: 0 10px 20px -3px rgba(245, 158, 11, 0.35);

  /* Layout */
  --max-width: 1240px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 0.2s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* Reset & Base Styles */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  overflow-x: hidden;
  width: 100%;
}

body {
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  color: var(--text-primary);
  background-color: var(--bg-white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

img, svg {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition-fast);
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  outline: none;
}

/* Container */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

/* Section Common */
.section {
  padding: 5.5rem 0;
  position: relative;
}

.section-bg-slate {
  background-color: var(--bg-offwhite);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 3.5rem auto;
}

.section-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--gold-light);
  color: var(--gold-hover);
  padding: 6px 16px;
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1rem;
}

.section-title {
  font-size: 2.35rem;
  font-weight: 800;
  color: var(--primary-navy);
  line-height: 1.25;
  margin-bottom: 1rem;
}

.section-subtitle {
  font-size: 1.1rem;
  color: var(--text-muted);
  line-height: 1.65;
}

/* ==========================================================================
   Top Header Bar
   ========================================================================== */
.top-bar {
  background: var(--primary-navy);
  color: #E2E8F0;
  font-size: 0.84rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  position: relative;
  z-index: 5;
}

.top-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 15px;
}

.top-bar-left {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.top-bar-right {
  display: flex;
  align-items: center;
}

.top-bar-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: #CBD5E1;
  white-space: nowrap;
}

.top-bar-item a {
  color: #CBD5E1;
  transition: color var(--transition-fast);
}

.top-bar-item a:hover {
  color: var(--gold-primary);
}

.top-bar-item i {
  color: var(--gold-primary);
  font-size: 0.9rem;
}

.top-bar-phone a {
  font-weight: 700;
  color: #F8FAFC;
}

.top-bar-phone a:hover {
  color: var(--gold-primary);
}

.top-bar-trust {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  color: #F8FAFC;
  background: rgba(255, 255, 255, 0.08);
  padding: 4px 14px;
  border-radius: var(--radius-full);
  border: 1px solid rgba(255, 255, 255, 0.12);
  white-space: nowrap;
}

.top-bar-trust span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.top-bar-trust i {
  color: var(--gold-primary);
  font-size: 0.8rem;
}

.trust-sep {
  color: rgba(255, 255, 255, 0.3);
  font-weight: 300;
}

/* ==========================================================================
   Main Navbar / Header
   ========================================================================== */
.main-header {
  position: sticky;
  top: 0;
  left: 0;
  right: 0;
  background: var(--bg-white);
  z-index: 1000;
  box-shadow: 0 2px 10px rgba(10, 37, 64, 0.06);
  transition: all var(--transition-normal);
}

/* Ensure drawer and backdrop sit on top of everything including top-bar */
body.drawer-open .main-header,
.main-header:has(.nav-menu.active) {
  z-index: 99999;
}

.main-header.scrolled {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 8px 24px rgba(10, 37, 64, 0.1);
  padding: 0;
}

.navbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.85rem 0;
}

.nav-brand {
  display: flex;
  align-items: center;
}

.nav-brand img {
  height: 52px;
  width: auto;
  transition: transform var(--transition-fast);
}

.nav-brand:hover img {
  transform: scale(1.02);
}

/* Drawer items hidden on desktop */
.drawer-header,
.drawer-footer-info,
.nav-backdrop {
  display: none;
}

.nav-menu {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 2rem;
}

.nav-link {
  font-size: 0.96rem;
  font-weight: 600;
  color: var(--text-secondary);
  position: relative;
  padding: 6px 2px;
  transition: color var(--transition-fast);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0%;
  height: 2.5px;
  background: var(--gold-primary);
  border-radius: 2px;
  transition: width var(--transition-normal);
}

.nav-link:hover, .nav-link.active {
  color: var(--primary-navy);
}

.nav-link:hover::after, .nav-link.active::after {
  width: 100%;
}

.nav-actions {
  display: none;
  align-items: center;
  gap: 1rem;
}

/* Highlighted Yellow Login Button */
.btn-login {
  background: var(--gold-gradient);
  color: #0F172A;
  font-weight: 700;
  font-size: 0.92rem;
  padding: 0.65rem 1.4rem;
  border-radius: var(--radius-full);
  border: none;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  box-shadow: var(--shadow-gold);
  transition: all var(--transition-fast);
}

.btn-login:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 24px -2px rgba(245, 158, 11, 0.45);
  color: #000;
}

.btn-login i {
  font-size: 0.95rem;
}

/* Mobile Toggle Hamburger */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  color: var(--primary-navy);
  font-size: 1.5rem;
  cursor: pointer;
  padding: 5px;
}

/* ==========================================================================
   Hero Section
   ========================================================================== */
.hero-section {
  position: relative;
  background: linear-gradient(135deg, #0A2540 0%, #0F2F57 50%, #1E3A8A 100%);
  color: #FFFFFF;
  padding: 4.5rem 0 5.5rem 0;
  overflow: hidden;
}

.hero-pattern {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-image: radial-gradient(rgba(245, 158, 11, 0.12) 1px, transparent 1px);
  background-size: 28px 28px;
  pointer-events: none;
  opacity: 0.7;
}

.hero-glow-1 {
  position: absolute;
  top: -100px;
  right: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.22) 0%, rgba(245, 158, 11, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-glow-2 {
  position: absolute;
  bottom: -150px;
  left: -100px;
  width: 450px;
  height: 450px;
  background: radial-gradient(circle, rgba(37, 99, 235, 0.3) 0%, rgba(37, 99, 235, 0) 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
  gap: 3.5rem;
  position: relative;
  z-index: 2;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(245, 158, 11, 0.15);
  border: 1px solid rgba(245, 158, 11, 0.4);
  color: #FDE68A;
  padding: 6px 16px;
  border-radius: var(--radius-full);
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  margin-bottom: 1.5rem;
}

.hero-title {
  font-size: 3.4rem;
  font-weight: 900;
  line-height: 1.12;
  letter-spacing: -0.02em;
  color: #FFFFFF;
  margin-bottom: 1rem;
}

.hero-title .highlight {
  color: #FBBF24;
  position: relative;
  display: inline-block;
}

.hero-tagline {
  font-size: 1.65rem;
  font-weight: 700;
  color: #FDE68A;
  margin-bottom: 1.25rem;
  letter-spacing: -0.01em;
  display: flex;
  align-items: center;
  gap: 10px;
}

.hero-support-text {
  font-size: 1.18rem;
  color: #E2E8F0;
  line-height: 1.65;
  margin-bottom: 2.25rem;
  max-width: 580px;
}

.hero-cta-group {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 1.25rem;
  margin-bottom: 2.5rem;
}

/* Button Variants */
.btn-primary {
  background: var(--gold-gradient);
  color: #0A2540;
  font-weight: 800;
  font-size: 1.05rem;
  padding: 0.9rem 2rem;
  border-radius: var(--radius-full);
  border: none;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  box-shadow: 0 10px 25px rgba(245, 158, 11, 0.35);
  transition: all var(--transition-fast);
}

.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 15px 30px rgba(245, 158, 11, 0.45);
  color: #000000;
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.12);
  color: #FFFFFF;
  font-weight: 700;
  font-size: 1.05rem;
  padding: 0.9rem 2rem;
  border-radius: var(--radius-full);
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  backdrop-filter: blur(8px);
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  transition: all var(--transition-fast);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.22);
  border-color: #FFFFFF;
  transform: translateY(-3px);
}

/* Hero Key Highlights */
.hero-highlights {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-highlight-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9rem;
  font-weight: 600;
  color: #CBD5E1;
}

.hero-highlight-item i {
  color: var(--gold-primary);
  font-size: 1.1rem;
}

/* Hero Visual / Image Column */
.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
}

.hero-image-wrapper {
  position: relative;
  width: 100%;
  max-width: 520px;
  filter: drop-shadow(0 20px 30px rgba(0, 0, 0, 0.35));
  animation: floatHero 6s ease-in-out infinite;
}

@keyframes floatHero {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

/* ==========================================================================
   Quick Calculator Ribbon / Card
   ========================================================================== */
.calc-ribbon {
  margin-top: 2.5rem;
  position: relative;
  z-index: 10;
  margin-bottom: 2.5rem;
}

.calc-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 2rem 2.5rem;
  box-shadow: 0 15px 35px -5px rgba(10, 37, 64, 0.12), 0 0 0 1px var(--border-light);
}

.calc-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 1.5rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--border-light);
}

.calc-header h3 {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--primary-navy);
  display: flex;
  align-items: center;
  gap: 10px;
}

.calc-header p {
  font-size: 0.9rem;
  color: var(--text-muted);
}

.calc-form-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)) 1.2fr;
  align-items: center;
  gap: 1.5rem;
}

.calc-input-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-secondary);
  margin-bottom: 6px;
}

.calc-range-wrapper {
  display: flex;
  align-items: center;
  gap: 10px;
}

.calc-range {
  width: 100%;
  accent-color: var(--primary-blue);
  cursor: pointer;
}

.calc-val-display {
  font-weight: 800;
  color: var(--primary-navy);
  font-size: 1.05rem;
  min-width: 65px;
  text-align: right;
}

.calc-select {
  width: 100%;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--border-light);
  background: var(--bg-white);
  font-weight: 600;
  color: var(--text-dark);
}

.calc-result-box {
  background: linear-gradient(135deg, #EFF6FF 0%, #FEF3C7 100%);
  border: 1.5px solid #FDE68A;
  border-radius: var(--radius-md);
  padding: 1rem 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}

.calc-result-label {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
}

.calc-result-price {
  font-size: 1.7rem;
  font-weight: 900;
  color: var(--primary-navy);
}

.calc-result-price span {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-muted);
}

/* ==========================================================================
   About Us Section
   ========================================================================== */
.about-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  align-items: center;
  gap: 4rem;
}

.about-visual {
  position: relative;
}

.about-image-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 1rem;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border-light);
}

.about-content .section-title {
  text-align: left;
  margin-bottom: 1.25rem;
}

.about-lead {
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--primary-navy);
  line-height: 1.6;
  margin-bottom: 1.25rem;
  border-left: 4px solid var(--gold-primary);
  padding-left: 1.2rem;
}

.about-description {
  font-size: 1rem;
  color: var(--text-secondary);
  line-height: 1.75;
  margin-bottom: 2rem;
}

.about-features-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
  margin-bottom: 2.25rem;
}

.about-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.about-feature-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: var(--gold-light);
  color: var(--gold-hover);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}

.about-feature-item h4 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary-navy);
  margin-bottom: 2px;
}

.about-feature-item p {
  font-size: 0.82rem;
  color: var(--text-muted);
  line-height: 1.4;
}

.about-stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--border-light);
}

.about-stat-box strong {
  display: block;
  font-size: 1.85rem;
  font-weight: 900;
  color: var(--primary-navy);
  line-height: 1.1;
}

.about-stat-box span {
  font-size: 0.85rem;
  color: var(--text-muted);
  font-weight: 600;
}

/* ==========================================================================
   Our Plans Section
   ========================================================================== */
.plans-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 300px), 1fr));
  gap: 2rem;
}

.plan-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  border: 1.5px solid var(--border-card);
  padding: 2.2rem 2rem;
  display: flex;
  flex-direction: column;
  position: relative;
  transition: all var(--transition-normal);
  box-shadow: var(--shadow-sm);
}

.plan-card:hover {
  transform: translateY(-8px);
  border-color: #FCD34D;
  box-shadow: var(--shadow-hover);
}

.plan-card.featured {
  border-color: var(--gold-primary);
  background: linear-gradient(180deg, #FFFFFF 0%, #FFFDF7 100%);
  box-shadow: 0 10px 30px -5px rgba(245, 158, 11, 0.2);
}

.plan-tag {
  position: absolute;
  top: -12px;
  right: 24px;
  background: var(--gold-gradient);
  color: #0A2540;
  font-size: 0.75rem;
  font-weight: 800;
  padding: 4px 14px;
  border-radius: var(--radius-full);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  box-shadow: 0 4px 10px rgba(245, 158, 11, 0.3);
}

.plan-header {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  margin-bottom: 1.25rem;
}

.plan-icon-wrapper {
  width: 60px;
  height: 60px;
  flex-shrink: 0;
  transition: transform var(--transition-fast);
}

.plan-card:hover .plan-icon-wrapper {
  transform: scale(1.08) rotate(3deg);
}

.plan-title {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary-navy);
  line-height: 1.25;
}

.plan-category {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--gold-hover);
  text-transform: uppercase;
}

.plan-desc {
  font-size: 0.94rem;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 1.5rem;
}

.plan-features-list {
  list-style: none;
  margin-bottom: 2rem;
  flex-grow: 1;
}

.plan-features-list li {
  font-size: 0.88rem;
  color: var(--text-secondary);
  padding: 7px 0;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  border-bottom: 1px dashed var(--border-light);
}

.plan-features-list li:last-child {
  border-bottom: none;
}

.plan-features-list li i {
  color: var(--success);
  font-size: 0.9rem;
  margin-top: 3px;
  flex-shrink: 0;
}

.plan-actions {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-top: auto;
}

.btn-plan-know {
  background: var(--bg-slate);
  color: var(--primary-navy);
  border: 1px solid var(--border-light);
  padding: 0.65rem 1rem;
  border-radius: var(--radius-md);
  font-size: 0.9rem;
  font-weight: 700;
  cursor: pointer;
  text-align: center;
  transition: all var(--transition-fast);
}

.btn-plan-know:hover {
  background: var(--primary-soft);
  color: var(--primary-blue);
  border-color: #BFDBFE;
}

.btn-plan-enquire {
  background: var(--gold-gradient);
  color: #0A2540;
  border: none;
  padding: 0.65rem 1rem;
  border-radius: var(--radius-md);
  font-size: 0.9rem;
  font-weight: 800;
  cursor: pointer;
  text-align: center;
  box-shadow: 0 4px 12px rgba(245, 158, 11, 0.25);
  transition: all var(--transition-fast);
}

.btn-plan-enquire:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 16px rgba(245, 158, 11, 0.4);
}

/* ==========================================================================
   Services Section
   ========================================================================== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.75rem;
}

.service-card {
  background: var(--bg-white);
  border-radius: var(--radius-md);
  border: 1px solid var(--border-light);
  padding: 2rem;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: #BFDBFE;
}

.service-icon-box {
  width: 56px;
  height: 56px;
  margin-bottom: 1.25rem;
}

.service-title {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 0.75rem;
}

.service-desc {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.service-link {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--primary-light);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap var(--transition-fast);
}

.service-card:hover .service-link {
  gap: 10px;
  color: var(--gold-hover);
}

/* ==========================================================================
   Claim Section
   ========================================================================== */
.claim-section {
  background: linear-gradient(180deg, #F8FAFC 0%, #FFFFFF 100%);
}

.claim-steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin-bottom: 4rem;
  position: relative;
}

.claim-step-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 1.75rem 1.5rem;
  text-align: center;
  position: relative;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-fast);
}

.claim-step-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold-primary);
}

.claim-step-number {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary-navy);
  color: var(--gold-primary);
  font-weight: 900;
  font-size: 1.15rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem auto;
  box-shadow: 0 4px 10px rgba(10, 37, 64, 0.2);
}

.claim-step-title {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 0.5rem;
}

.claim-step-desc {
  font-size: 0.86rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* Claim Two-Column: Required Documents & Assistance Form */
.claim-interactive-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 2.5rem;
  align-items: start;
}

.docs-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  box-shadow: var(--shadow-md);
}

.docs-card h3 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 0.75rem;
  display: flex;
  align-items: center;
  gap: 10px;
}

.docs-card p {
  font-size: 0.92rem;
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}

.docs-list {
  list-style: none;
  margin-bottom: 2rem;
}

.docs-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--border-light);
  font-size: 0.92rem;
  color: var(--text-secondary);
}

.docs-list li:last-child {
  border-bottom: none;
}

.docs-list li i {
  color: var(--gold-hover);
  font-size: 1rem;
  margin-top: 2px;
  flex-shrink: 0;
}

.claim-support-banner {
  background: linear-gradient(135deg, #0A2540 0%, #1E3A8A 100%);
  color: white;
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.claim-support-banner div h4 {
  font-size: 1rem;
  font-weight: 800;
  color: #FDE68A;
}

.claim-support-banner div p {
  font-size: 0.85rem;
  color: #CBD5E1;
  margin: 0;
}

.claim-form-card {
  background: var(--bg-white);
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  box-shadow: var(--shadow-lg);
  position: relative;
}

.claim-form-card h3 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 0.5rem;
  display: flex;
  align-items: center;
  gap: 10px;
}

.claim-form-card p {
  font-size: 0.92rem;
  color: var(--text-muted);
  margin-bottom: 1.75rem;
}

/* Form Elements */
.form-group {
  margin-bottom: 1.25rem;
}

.form-label {
  display: block;
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--text-secondary);
  margin-bottom: 6px;
}

.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--border-light);
  background: var(--bg-white);
  color: var(--text-dark);
  font-size: 0.95rem;
  transition: all var(--transition-fast);
}

.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--primary-blue);
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.15);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-submit-btn {
  width: 100%;
  background: var(--blue-gradient);
  color: #FFFFFF;
  border: none;
  padding: 0.9rem;
  border-radius: var(--radius-sm);
  font-size: 1rem;
  font-weight: 800;
  cursor: pointer;
  box-shadow: 0 8px 20px rgba(10, 37, 64, 0.25);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  transition: all var(--transition-fast);
}

.form-submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 25px rgba(10, 37, 64, 0.35);
  background: linear-gradient(135deg, #0F2F57 0%, #2563EB 100%);
}

.form-status-alert {
  padding: 12px 16px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  margin-top: 1rem;
  display: none;
}

.form-status-alert.success {
  background: var(--success-bg);
  color: #065F46;
  border: 1px solid #A7F3D0;
  display: block;
}

.form-status-alert.error {
  background: #FEF2F2;
  color: #991B1B;
  border: 1px solid #FECACA;
  display: block;
}

/* ==========================================================================
   Contact Us Section
   ========================================================================== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: 3.5rem;
}

.contact-info-panel {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
}

.contact-card-box {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
}

.contact-card-box h3 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 1.25rem;
}

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 1.5rem;
}

.contact-detail-item:last-child {
  margin-bottom: 0;
}

.contact-icon-pill {
  width: 46px;
  height: 46px;
  border-radius: var(--radius-md);
  background: var(--primary-soft);
  color: var(--primary-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  flex-shrink: 0;
}

.contact-detail-text h4 {
  font-size: 0.85rem;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--text-muted);
  margin-bottom: 3px;
}

.contact-detail-text p, .contact-detail-text a {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary-navy);
}

.contact-detail-text a:hover {
  color: var(--gold-hover);
}

/* WhatsApp Contact Button */
.btn-whatsapp-large {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  background: #25D366;
  color: #FFFFFF;
  padding: 1rem 1.75rem;
  border-radius: var(--radius-md);
  font-size: 1.05rem;
  font-weight: 800;
  box-shadow: 0 10px 20px -3px rgba(37, 211, 102, 0.35);
  transition: all var(--transition-fast);
  text-align: center;
}

.btn-whatsapp-large:hover {
  background: #20BA56;
  transform: translateY(-2px);
  box-shadow: 0 14px 24px -2px rgba(37, 211, 102, 0.45);
  color: #FFFFFF;
}

.btn-whatsapp-large i {
  font-size: 1.4rem;
}

/* Google Maps Container */
.map-container {
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  height: 250px;
}

.map-container iframe {
  width: 100%;
  height: 100%;
  border: 0;
}

/* Contact Form Card */
.contact-form-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  border: 1.5px solid var(--border-light);
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
}

.contact-form-card h3 {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 0.5rem;
}

.contact-form-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  margin-bottom: 1.75rem;
}

/* ==========================================================================
   Footer
   ========================================================================== */
.main-footer {
  background: #061829;
  color: #94A3B8;
  padding-top: 5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.3fr;
  gap: 3rem;
  margin-bottom: 4rem;
}

.footer-brand img {
  height: 48px;
  width: auto;
  margin-bottom: 1.25rem;
}

.footer-brand p {
  font-size: 0.92rem;
  line-height: 1.65;
  color: #94A3B8;
  margin-bottom: 1.5rem;
}

.footer-social-links {
  display: flex;
  align-items: center;
  gap: 12px;
}

.social-pill {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  color: #F8FAFC;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  transition: all var(--transition-fast);
}

.social-pill:hover {
  background: var(--gold-primary);
  color: #0A2540;
  transform: translateY(-3px);
}

.footer-col h4 {
  font-size: 1.1rem;
  font-weight: 800;
  color: #F8FAFC;
  margin-bottom: 1.5rem;
  position: relative;
  padding-bottom: 8px;
}

.footer-col h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 35px;
  height: 2.5px;
  background: var(--gold-primary);
  border-radius: 2px;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links a {
  font-size: 0.92rem;
  color: #94A3B8;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: all var(--transition-fast);
}

.footer-links a:hover {
  color: #FDE68A;
  transform: translateX(4px);
}

.footer-contact-list {
  list-style: none;
}

.footer-contact-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 14px;
  font-size: 0.92rem;
  color: #CBD5E1;
}

.footer-contact-list li i {
  color: var(--gold-primary);
  font-size: 1.05rem;
  margin-top: 3px;
  flex-shrink: 0;
}

.footer-bottom {
  padding: 1.75rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  background: #04101D;
  font-size: 0.86rem;
}

.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-legal-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.footer-legal-links a:hover {
  color: #FDE68A;
}

/* ==========================================================================
   Modals
   ========================================================================== */
.modal-overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(10, 37, 64, 0.7);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  z-index: 2000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
  opacity: 0;
  transition: opacity var(--transition-normal);
}

.modal-overlay.active {
  display: flex;
  opacity: 1;
}

.modal-box {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  max-width: 580px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  position: relative;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.35);
  transform: translateY(20px);
  transition: transform var(--transition-normal);
}

.modal-overlay.active .modal-box {
  transform: translateY(0);
}

.modal-close {
  position: absolute;
  top: 1.25rem;
  right: 1.25rem;
  background: var(--bg-slate);
  border: none;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  color: var(--text-dark);
  font-size: 1.1rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--transition-fast);
  z-index: 10;
}

.modal-close:hover {
  background: #FEE2E2;
  color: #DC2626;
  transform: rotate(90deg);
}

.modal-content {
  padding: 2.25rem;
}

/* Login Modal Tabs */
.login-tabs {
  display: flex;
  border-bottom: 2px solid var(--border-light);
  margin-bottom: 1.75rem;
}

.login-tab-btn {
  flex: 1;
  padding: 12px;
  background: none;
  border: none;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text-muted);
  cursor: pointer;
  border-bottom: 3px solid transparent;
  margin-bottom: -2px;
  transition: all var(--transition-fast);
}

.login-tab-btn.active {
  color: var(--primary-navy);
  border-bottom-color: var(--gold-primary);
}

/* ==========================================================================
   Floating Action Buttons (WhatsApp, Phone, Back-To-Top)
   ========================================================================== */
.floating-widgets {
  position: fixed;
  bottom: 24px;
  right: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  z-index: 999;
}

.floating-btn {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.45rem;
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.2);
  transition: all var(--transition-fast);
  cursor: pointer;
}

.floating-whatsapp {
  background: #25D366;
}

.floating-whatsapp:hover {
  transform: scale(1.1);
  box-shadow: 0 14px 28px rgba(37, 211, 102, 0.45);
}

.floating-top {
  background: var(--primary-navy);
  display: none;
}

.floating-top.show {
  display: flex;
}

.floating-top:hover {
  background: var(--gold-primary);
  color: #0A2540;
  transform: translateY(-4px);
}

/* Tooltip on floating widget */
.floating-whatsapp::before {
  content: "Chat on WhatsApp";
  position: absolute;
  right: 64px;
  background: #0A2540;
  color: white;
  font-size: 0.8rem;
  font-weight: 700;
  padding: 6px 12px;
  border-radius: 6px;
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transform: translateX(10px);
  transition: all var(--transition-fast);
}

.floating-whatsapp:hover::before {
  opacity: 1;
  transform: translateX(0);
}

/* Mobile Login Item In Drawer */
.mobile-login-item {
  display: none;
}

@media (max-width: 768px) {
  .mobile-login-item {
    display: block;
    margin-top: 15px;
    width: 100%;
  }
}

/* ==========================================================================
   Responsive Breakpoints
   ========================================================================== */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 3rem;
  }
  .hero-title {
    font-size: 2.8rem;
  }
  .hero-tagline {
    justify-content: center;
  }
  .hero-support-text {
    margin-left: auto;
    margin-right: auto;
  }
  .hero-cta-group {
    justify-content: center;
  }
  .hero-highlights {
    justify-content: center;
  }
  .about-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .claim-steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .claim-interactive-grid {
    grid-template-columns: 1fr;
  }
  .contact-grid {
    grid-template-columns: 1fr;
  }
  .footer-top-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  /* Mobile Top Bar: Phone on Left, Email on Right (1 clean row) */
  .top-bar {
    padding: 6px 0;
    font-size: 0.74rem;
    background: #08213B;
  }
  .top-bar .container {
    padding-left: 12px;
    padding-right: 12px;
  }
  .top-bar-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
  }
  .top-bar-left {
    display: flex !important;
    flex-direction: row !important;
    justify-content: space-between !important;
    align-items: center !important;
    width: 100% !important;
    flex-wrap: nowrap !important;
    gap: 8px !important;
  }
  .top-bar-phone {
    display: inline-flex !important;
    align-items: center !important;
    font-weight: 700 !important;
    flex-shrink: 0 !important;
    white-space: nowrap !important;
    gap: 5px !important;
  }
  .top-bar-phone a {
    color: #FBBF24 !important;
    font-size: 0.75rem !important;
  }
  .top-bar-email {
    display: inline-flex !important;
    align-items: center !important;
    font-size: 0.72rem !important;
    white-space: nowrap !important;
    min-width: 0 !important;
    overflow: hidden !important;
    text-overflow: ellipsis !important;
    text-align: right !important;
    justify-content: flex-end !important;
    margin-left: auto !important;
    gap: 5px !important;
  }
  .top-bar-email a {
    color: #E2E8F0 !important;
    overflow: hidden !important;
    text-overflow: ellipsis !important;
    white-space: nowrap !important;
    display: inline-block !important;
  }
  
  /* HIDE Location and Trust Badge on mobile as requested */
  .top-bar-loc {
    display: none !important;
  }
  .top-bar-right,
  .top-bar-trust {
    display: none !important;
  }
  
  .nav-actions {
    display: flex;
  }

  .mobile-toggle {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    border-radius: var(--radius-sm);
    background: #F8FAFC;
    color: var(--primary-navy);
    border: 1.5px solid var(--border-light);
    font-size: 1.25rem;
    cursor: pointer;
    transition: all var(--transition-fast);
  }

  .mobile-toggle:hover {
    background: var(--gold-gradient);
    color: #0A2540;
    border-color: #FBBF24;
  }
  
  /* Right-Side Off-Canvas Drawer */
  .nav-menu {
    position: fixed;
    top: 0;
    right: 0;
    bottom: 0;
    width: 300px;
    max-width: 85vw;
    height: 100vh;
    background: #FFFFFF;
    flex-direction: column;
    padding: 1.25rem 1.4rem;
    box-shadow: -8px 0 35px rgba(10, 37, 64, 0.35);
    transform: translateX(100%); /* Right side se slide in */
    opacity: 1;
    visibility: hidden;
    transition: transform 0.35s cubic-bezier(0.25, 1, 0.5, 1), visibility 0.35s;
    z-index: 100000 !important;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    gap: 0;
  }
  
  .nav-menu.active {
    transform: translateX(0); /* Slide in smoothly from right */
    visibility: visible;
  }

  /* Drawer Top Header (Logo + Cut Symbol Close Button) */
  .drawer-header {
    display: flex !important;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 1.25rem;
    margin: -1.25rem -1.4rem 1rem -1.4rem;
    background: #FFFFFF;
    border-bottom: 1.5px solid #E2E8F0;
    width: calc(100% + 2.8rem);
    box-sizing: border-box;
  }

  .drawer-brand {
    display: flex;
    align-items: center;
    flex: 1;
    min-width: 0;
  }

  .drawer-brand img {
    height: 40px;
    width: auto;
    max-width: 200px;
    display: block;
  }

  /* Clear, elegant Cut Symbol (✕) directly next to logo */
  .drawer-close {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: #F1F5F9;
    border: 1px solid #E2E8F0;
    color: #0A2540;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.35rem;
    cursor: pointer;
    transition: all var(--transition-fast);
    flex-shrink: 0;
    margin-left: 10px;
  }

  .drawer-close:hover {
    background: #FEE2E2;
    color: #DC2626;
    border-color: #FCA5A5;
    transform: rotate(90deg);
  }

  .nav-menu li {
    width: 100%;
    border-bottom: 1px solid #F8FAFC;
    list-style: none;
  }

  .nav-link {
    display: flex;
    align-items: center;
    padding: 0.85rem 0.5rem;
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-dark);
    border-radius: 6px;
    transition: all var(--transition-fast);
  }

  .nav-link:hover, .nav-link.active {
    color: var(--primary-blue);
    background: #EFF6FF;
    padding-left: 0.85rem;
  }

  .nav-link::after {
    display: none;
  }

  /* Drawer Quick Contact Footer */
  .drawer-footer-info {
    display: flex !important;
    flex-direction: column;
    gap: 8px;
    margin-top: 1.25rem;
    padding-top: 1.25rem;
    border-top: 1.5px solid #F1F5F9;
    font-size: 0.84rem;
    color: #64748B;
  }

  .drawer-footer-info a {
    color: var(--primary-navy);
    font-weight: 700;
  }

  /* Dark Backdrop Overlay */
  .nav-backdrop {
    display: block !important;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(10, 37, 64, 0.65);
    backdrop-filter: blur(4px);
    -webkit-backdrop-filter: blur(4px);
    z-index: 99998 !important;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
  }

  .nav-backdrop.active,
  .nav-menu.active ~ .nav-backdrop {
    opacity: 1 !important;
    pointer-events: auto !important;
  }

  body.drawer-open {
    overflow: hidden;
  }

  .nav-actions .btn-login {
    display: none; /* In header, moved inside mobile drawer */
  }

  .hero-title {
    font-size: 2.3rem;
  }
  .hero-tagline {
    font-size: 1.35rem;
  }
  .section-title {
    font-size: 1.85rem;
  }

  .claim-steps-grid {
    grid-template-columns: 1fr;
  }
  .about-features-grid {
    grid-template-columns: 1fr;
  }
  .form-row {
    grid-template-columns: 1fr;
  }
  .footer-top-grid {
    grid-template-columns: 1fr;
  }
  .footer-bottom-inner {
    flex-direction: column;
    text-align: center;
  }
}

@media (max-width: 480px) {
  .top-bar {
    padding: 5px 0;
    font-size: 0.70rem;
  }
  .top-bar .container {
    padding-left: 8px;
    padding-right: 8px;
  }
  .top-bar-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
  }
  .top-bar-left {
    display: flex !important;
    flex-direction: row !important;
    justify-content: space-between !important;
    align-items: center !important;
    width: 100% !important;
    flex-wrap: nowrap !important;
    gap: 6px !important;
  }
  .top-bar-phone {
    display: inline-flex !important;
    align-items: center !important;
    flex-shrink: 0 !important;
    white-space: nowrap !important;
    gap: 4px !important;
  }
  .top-bar-phone a {
    color: #FBBF24 !important;
    font-size: 0.72rem !important;
    font-weight: 700 !important;
    white-space: nowrap !important;
  }
  .top-bar-email {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: flex-end !important;
    text-align: right !important;
    min-width: 0 !important;
    overflow: hidden !important;
    text-overflow: ellipsis !important;
    white-space: nowrap !important;
    margin-left: auto !important;
    gap: 4px !important;
  }
  .top-bar-email a {
    color: #CBD5E1 !important;
    font-size: 0.69rem !important;
    white-space: nowrap !important;
    overflow: hidden !important;
    text-overflow: ellipsis !important;
    display: inline-block !important;
    max-width: 220px !important;
  }
  .top-bar-loc,
  .top-bar-right,
  .top-bar-trust {
    display: none !important;
  }

  /* Compact navbar for smaller screens */
  .nav-brand img {
    height: 38px;
    max-width: 190px;
    width: auto;
  }
  .navbar {
    padding: 0.55rem 0;
  }
  .hero-title {
    font-size: 1.85rem;
  }
  .hero-tagline {
    font-size: 1.15rem;
  }
}



/* ==========================================================================
   Plan Comparison Matrix
   ========================================================================== */
.comparison-container {
  overflow-x: auto;
  background: white;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  margin-top: 3rem;
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 0.95rem;
}

.comparison-table th {
  background: #0A2540;
  color: white;
  padding: 16px 20px;
  font-weight: 800;
  white-space: nowrap;
}

.comparison-table th.highlight-col {
  background: #1E3A8A;
  color: #FDE68A;
}

.comparison-table td {
  padding: 16px 20px;
  border-bottom: 1px solid var(--border-light);
  color: var(--text-secondary);
}

.comparison-table tr:hover td {
  background: #F8FAFC;
}

.comparison-table .feature-name {
  font-weight: 700;
  color: var(--primary-navy);
}

/* ==========================================================================
   Testimonials Section
   ========================================================================== */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
}

.testimonial-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 2.2rem 2rem;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  position: relative;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-normal);
}

.testimonial-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: #FDE68A;
}

.testimonial-stars {
  color: var(--gold-primary);
  font-size: 1rem;
  margin-bottom: 1rem;
}

.testimonial-text {
  font-size: 0.96rem;
  color: var(--text-secondary);
  line-height: 1.65;
  margin-bottom: 1.5rem;
  flex-grow: 1;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 1.25rem;
  border-top: 1px solid var(--border-light);
}

.author-avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, #1E3A8A 0%, #2563EB 100%);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
}

.author-info h4 {
  font-size: 0.96rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 2px;
}

.author-info p {
  font-size: 0.82rem;
  color: var(--text-muted);
}

/* ==========================================================================
   FAQ Section Accordion
   ========================================================================== */
.faq-grid {
  max-width: 860px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background: white;
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: all var(--transition-fast);
}

.faq-item.active {
  border-color: #BFDBFE;
  box-shadow: var(--shadow-md);
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  text-align: left;
  padding: 1.25rem 1.5rem;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary-navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}

.faq-question:hover {
  color: var(--primary-blue);
}

.faq-icon {
  font-size: 0.9rem;
  color: var(--gold-primary);
  transition: transform var(--transition-fast);
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease-out;
  padding: 0 1.5rem;
  color: var(--text-secondary);
  font-size: 0.95rem;
  line-height: 1.7;
}

.faq-item.active .faq-answer {
  max-height: 300px;
  padding-bottom: 1.5rem;
}


/* ==========================================================================
   Hero Banner Slider / Carousel
   ========================================================================== */
.hero-slider-container {
  position: relative;
  background: #0A2540;
  width: 100%;
  overflow: hidden;
  user-select: none;
}

.hero-slider-track {
  display: flex;
  transition: transform 0.65s cubic-bezier(0.25, 1, 0.5, 1);
  width: 100%;
}

.hero-slide {
  min-width: 100%;
  width: 100%;
  position: relative;
  padding: 0;
  margin: 0;
  opacity: 0.5;
  transform: scale(0.995);
  transition: opacity 0.5s ease, transform 0.5s ease;
  display: block;
  line-height: 0;
}

.hero-slide.active {
  opacity: 1;
  transform: scale(1);
}

.slider-banner-link {
  display: block;
  width: 100%;
  line-height: 0;
}

.slider-full-banner {
  width: 100%;
  height: auto;
  aspect-ratio: 2009 / 783;
  object-fit: contain;
  display: block;
}

/* Slider Nav Arrows */
.slider-arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: rgba(10, 37, 64, 0.7);
  border: 1.5px solid rgba(245, 158, 11, 0.6);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  cursor: pointer;
  z-index: 10;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  transition: all var(--transition-fast);
  box-shadow: 0 6px 16px rgba(0, 0, 0, 0.35);
}

.slider-arrow:hover {
  background: var(--gold-gradient);
  color: #0A2540;
  border-color: #FBBF24;
  transform: translateY(-50%) scale(1.1);
  box-shadow: 0 8px 20px rgba(245, 158, 11, 0.5);
}

.slider-prev {
  left: 16px;
}

.slider-next {
  right: 16px;
}

/* Slider Dots Indicator */
.slider-dots {
  position: absolute;
  bottom: 16px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  align-items: center;
  gap: 8px;
  z-index: 10;
  background: rgba(10, 37, 64, 0.55);
  padding: 5px 14px;
  border-radius: 999px;
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}

.slider-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.45);
  border: 1px solid rgba(255, 255, 255, 0.7);
  cursor: pointer;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  padding: 0;
}

.slider-dot.active {
  width: 26px;
  border-radius: 999px;
  background: var(--gold-gradient);
  border-color: #FBBF24;
  box-shadow: 0 0 10px rgba(245, 158, 11, 0.7);
}

/* Progress bar inside slider */
.slider-progress {
  position: absolute;
  bottom: 0;
  left: 0;
  height: 3px;
  background: var(--gold-gradient);
  width: 0%;
  z-index: 12;
  transition: width 0.1s linear;
}

/* Responsive adjustment for slider and calculator on mobile and tablets */
@media (max-width: 768px) {
  /* Calculator ribbon clean non-overlapping positioning */
  .calc-ribbon {
    margin-top: 1.75rem;
    margin-bottom: 2rem;
    position: relative;
    z-index: 10;
  }
  .calc-card {
    padding: 1.5rem 1.25rem;
    border-radius: var(--radius-md);
  }
  .calc-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.5rem;
    margin-bottom: 1.25rem;
    padding-bottom: 0.75rem;
  }
  .calc-form-grid {
    grid-template-columns: 1fr;
    gap: 1.25rem;
  }
  .calc-result-box {
    flex-direction: column;
    gap: 0.85rem;
    text-align: center;
    padding: 1.15rem 1rem;
    align-items: center;
  }
  .calc-result-box .btn-login {
    width: 100%;
    justify-content: center;
  }

  /* Slider adjustments */
  .slider-full-banner {
    width: 100%;
    height: auto;
    aspect-ratio: 2009 / 783;
    object-fit: contain;
  }
  .slider-arrow {
    width: 32px;
    height: 32px;
    font-size: 0.85rem;
    background: rgba(10, 37, 64, 0.85);
  }
  .slider-prev {
    left: 6px;
  }
  .slider-next {
    right: 6px;
  }
  .slider-dots {
    bottom: 8px;
    padding: 3px 8px;
    gap: 5px;
  }
  .slider-dot {
    width: 7px;
    height: 7px;
  }
  .slider-dot.active {
    width: 16px;
  }
}

@media (max-width: 480px) {
  .calc-ribbon {
    margin-top: 1.25rem;
    margin-bottom: 1.5rem;
  }
  .calc-card {
    padding: 1.15rem 0.85rem;
  }
  .calc-header h3 {
    font-size: 1.1rem;
  }
  .calc-header p {
    font-size: 0.8rem;
  }
  .calc-result-price {
    font-size: 1.4rem;
  }
  .slider-arrow {
    width: 28px;
    height: 28px;
    font-size: 0.75rem;
  }
}