Privacy Policy

Last updated: November 2026

1. Introduction

Bharat Life Insurance ("we", "our", or "us") operates the website and insurance advisory services at Pandasarai, Darbhanga. We are deeply committed to protecting the privacy, confidentiality, and security of personal and financial information shared with us by our policyholders, prospective clients, and web visitors.

2. Information We Collect

When you request quotes, submit contact inquiries, or register for claim assistance through our website or office, we may collect:

• Full Name, Contact Number, Email Address, and Residential Address
• Age, Date of Birth, and Gender for insurance premium computation
• Policy details, Nominee information, and Claim documentation (Aadhaar, PAN, Bank Details)
• Communication logs, feedback, and customer service inquiries

3. How We Use Your Information

Your information is used strictly for:

• Generating customized life insurance quotations and premium calculations
• Processing policy applications and expediting claim settlements with insurers
• Sending policy renewal, premium payment, and maturity notifications
• Complying with regulatory obligations under the Insurance Regulatory and Development Authority of India (IRDAI)

4. Data Protection & Security

We implement stringent industry-standard administrative, physical, and technical safeguards to secure your personal data against unauthorized access, alteration, disclosure, or loss. We never sell, lease, or rent customer personal information to third-party marketing companies.

5. Contact Our Privacy Officer

If you have any questions regarding this Privacy Policy or wish to update your records, please contact our Darbhanga office:

Bharat Life Insurance
Pandasarai, Darbhanga, Bihar, India - 846001
Phone: +91 6299757067
Email: bharatlifeinsurance@gmail.com