Claim Assistance | Bharat Life Insurance

Swift Payouts

Easy & Hassle-Free Claim Assistance

When an emergency occurs, you shouldn't have to worry about confusing paperwork. Our dedicated claim desk in Pandasarai, Darbhanga takes complete charge of your file.

Claim Intimation

Inform us immediately online via the form below or call our emergency helpline at +91 6299757067.

Document Handover

Submit required documents online or at our Pandasarai office. Our team checks and verifies all paperwork.

Processing & Verification

Our Dedicated Claim Officer tracks the file continuously with the insurer to ensure zero red tape.

Direct Settlement

Claim funds are credited directly to the nominee's verified bank account via direct NEFT / RTGS transfer.

Required Documents Checklist

Download Forms PDF

Keep these documents ready for quick and seamless claim settlement:

Original Policy Document
Or digital e-policy certificate / policy number
Claim Intimation & Application Form
Duly signed by the registered nominee / claimant
Death Certificate / Hospital Discharge Summary
Issued by local municipal body or treating hospital
Nominee KYC Documents
Self-attested copy of Aadhaar Card and PAN Card
Bank Account Proof for Payout
Cancelled cheque or latest bank passbook showing IFSC & Account No.

Claim Assistance Request Form

Submit your claim details below and our team will initiate priority settlement support.

Policy Number *

Insured Person's Name *

Nominee / Claimant Name *

Claim Type *

Mobile Number *

Email Address

Brief Details / Incident Date / Remarks

Claim Guidance

Frequently Asked Questions on Claims

Everything you need to know about intimating and settling your life insurance claim.

Once all genuine documents (Death certificate, KYC, cancelled cheque) are submitted, eligible life claims under policies active for 3+ years are prioritized for expedited settlement within 24 to 72 hours under fast-track processing rules.

Do not worry. An indemnity bond can be submitted along with an affidavit confirming loss of original document. Our Pandasarai office provides the exact pre-drafted format to get it executed easily.

Yes! You can fill out the Claim Assistance Request Form above, or send scanned copies of documents directly to our official WhatsApp number (+91 6299757067) or email (bharatlifeinsurance@gmail.com). We will initiate the process immediately.

Death claim payouts received by nominees are 100% tax-free under Section 10(10D) of the Income Tax Act, 1961, regardless of the amount. Maturity payouts on qualifying standard policies are also fully tax-exempt.

Claim Assistance Desk