Comprehensive life protection, savings, education, and retirement plans designed for your peace of mind.
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Complete whole-life financial protection guaranteeing high sum assured, family income benefits, and permanent safety net for your loved ones.
Affordable pure term protection providing massive financial cover to ensure your family's future dreams and liabilities are protected.
Disciplined savings with guaranteed financial returns, annual bonuses, and life protection shielding you against market fluctuations.
Secure your child's higher education, prestigious college admissions, and career milestones even in your unforeseen absence.
Build a robust retirement corpus that transforms into a guaranteed regular monthly pension for a dignified, stress-free golden life.
Special low-cost family security & pension plan for ages 0 to 40 years — start with just ₹1,000 first time for ₹2 Lakh nominee cover & ₹1,000/month after age 60.
Review key differences between our life insurance plans at a glance to make the smartest choice for your family.
| Plan Category | Term Insurance Plans | Suraksha & Pension (0–40 Yrs) | Life Insurance Plans | Savings Plans | Child Future Plans | Retirement Plans |
|---|---|---|---|---|---|---|
| Primary Goal | Pure High Risk Cover | Low-Cost Cover + Age 60 Pension | Lifelong Protection | Guaranteed Wealth Creation | Education & Milestones | Regular Monthly Pension |
| Coverage / Sum Assured | High (₹50 Lakh – ₹2 Cr+) | ₹2,00,000 (₹2 Lakh) Nominee Cover | Moderate to High | Moderate | Targeted Milestones | Pension Corpus |
| Eligibility / Entry Age | 18 to 65 Years | 0 to 40 Years (₹1,000 First-Time) | 0 to 60 Years | 0 to 55 Years | Parent 18–50 (Child 0–17) | 30 to 60 Years |
| Maturity / Survival Benefit | Only with TROP option | ₹1,000 Every Month after Age 60 | Yes, on survival | 100% Guaranteed Payout | Staggered Annual Payouts | Monthly Pension for Life |
| Death Benefit | Full Sum Assured to Nominee | ₹2 Lakh Direct to Nominee | Sum Assured + Bonus | Sum Assured + Accrued Bonus | Sum Assured + Premium Waiver | Return of Purchase Price |
| Tax Deductions | Sec 80C & Sec 10(10D) | Applicable Tax Benefits | Sec 80C & Sec 10(10D) | Sec 80C & Sec 10(10D) | Sec 80C & Sec 10(10D) | Sec 80CCC & Sec 10(10A) |
| Ideal For | Breadwinners & Young Parents | Every Citizen Aged 0–40 Years | Comprehensive Family Heads | Risk-Averse Savers | Parents with Schooling Kids | Professionals Aged 30-55 |
Our advisors in Pandasarai, Darbhanga will help tailor the perfect plan for you.
